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What Happens When You File for Bankruptcy in New Jersey What is Bankruptcy? Bankruptcy laws are federal laws. The bankruptcy laws are located in a federal law book that is called the bankruptcy code. Bankruptcy courts are part of the federal court system, which is separate from the state courts. In New Jersey, there is […] The post Robert Manchel Video appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

How to Avoid Bankruptcy During COVID-19
COVID-19 caused millions of Americans to lose their jobs, reducing their working hours, skipping on needed insurance policies, and eventually filing for bankruptcy. People are worried about more than just their financial security. If you’re thinking about bankruptcy, you might want to think about alternatives or find other sources of assistance. With incomes getting slashed, […] The post How to Avoid Bankruptcy During COVID-19 appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

What You Need to Know about Filing for Chapter 13 Bankruptcy
Most people see money as the thing that makes the world go round. We can’t seem to survive without it. Money offers us the ability to buy things we want and need in life. But sometimes our eyes seem to be bigger than our pockets, and we find ourselves in a position where our debts […] The post What You Need to Know about Filing for Chapter 13 Bankruptcy appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

Bankruptcy Advantage Even Though Paying All Debt
In certain situations, a debtor may not be able to eliminate any debt. Typically, this is due to the debtor owning assets with a substantial value and/or having substantial household disposable income on a monthly basis. Assuming an individual has no other reason for filing a chapter 13 case other than dealing with their unsecured […] The post Bankruptcy Advantage Even Though Paying All Debt appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

How To File For Chapter 7 Bankruptcy In NJ?
NJ. Lawyer Explains The Chapter 7 Process The most prevalent type of bankruptcy filing in New Jersey are Chapter 7, Chapter 13 and Chapter 11. People  refer each bankruptcy type as “chapters” because the bankruptcy code reflects the law of each chapter, in the actual chapter number of the code.  In other words, chapter 13 […] The post How To File For Chapter 7 Bankruptcy In NJ? appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

Exceptions To Discharging Debt In NJ. Chapter 7
New Jersey Bankruptcy Lawyer Explains which specific type of debt may not be discharged in Chapter 7. In a typical NJ. chapter 7 bankruptcy case, the debtor intends to discharge certain debt. A chapter 7 bankruptcy discharge means that the debtor is no longer personally liable and/or responsible to pay the debt. In other words, […] The post Exceptions To Discharging Debt In NJ. Chapter 7 appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

Can I Keep Property Or An Asset I Receive During A New Jersey Chapter 13?
NJ. Attorney Explains What Happens To An Asset That Is Received During A Chapter 13 Case. This issue deals with unexempt New Jersey bankruptcy assets. The determination as to whether an asset is exempt is always analyzed prior to a chapter 13 filing, with the assets the debtor owns at such time.  A debtor must […] The post Can I Keep Property Or An Asset I Receive During A New Jersey Chapter 13? appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

NJ. Bankruptcy Pacer
NJ. Bankruptcy Lawyer Explains How Pacer Works “PACER” is the Public Access to Court Electronic Records, that allows someone to access documents that were filed with the federal courts, which include the bankruptcy courts in NJ. Anyone can use the system and you need not be attorney to gain access to their website. The registration […] The post NJ. Bankruptcy Pacer appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

What Does Abandonment of Property Mean for New Jersey Chapter 7 Bankruptcy
NJ Bankruptcy Lawyer Explains What “Abandonment” Means Regarding A Chapter 7 Bankruptcy Case. If a chapter 7 debtor owns real estate, the trustee must determine if he can sell or abandon his right to the property. The trustee will perform a liquidation analysis to determine if there is sufficient equity in the real estate that […] The post What Does Abandonment of Property Mean for New Jersey Chapter 7 Bankruptcy appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

Can You Eliminate E-ZPass Debt, Such As Tolls, Fines & Penalties In A New Jersey Bankruptcy ?
How New Jersey EZ Pass Violations For Unpaid Tolls, Fines & Penalties And The Threat Of Registration Suspension and Auto Impoundment Is Handled In Bankruptcy I have handled bankruptcy cases involving clients that have incurred a surprisingly substantial amount of EZ Pass debt. Peculiarly, most bankruptcy lawyers do not know how to handle EZ Pass […] The post Can You Eliminate E-ZPass Debt, Such As Tolls, Fines & Penalties In A New Jersey Bankruptcy ? appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.

How To Use This Section Of Our Website
On this website, we’ve answered hundreds of the common, and not so common, questions that we’ve been asked over the years about debt, bankruptcy, home foreclosure and how to get your life back. To find the answer to a question you have, you can click on the category to the right that matches, or you […] The post How To Use This Section Of Our Website appeared first on New Jersey Bankruptcy Attorney - Robert Manchel, Esq.-Manchel New Jersey Bankruptcy Law.